Branch is on a mission to make insurance less expensive, so more people can be covered. We innovate using data, tech, and automation to simplify insurance from start to finish—we eliminated inaccurate quotes in favor of real prices, created a better way to bundle, and cut unnecessary costs in the traditional insurance process. Then we pass those savings along to our members. Basically, we’re doing insurance the way it was meant to be.

But we didn’t just create the insurance we’ve always wanted, we also created the company we’ve always wanted to work for. As we redefine insurance, we also want to redefine what it means to work in insurance. Find out for yourself.

Branch is open to candidates located in AL, AZ, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS. MO, NE, NV, NJ, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, and WI.

Branch is remote first, with most Branchers choosing to work from home. Our headquarters are located in Columbus, Ohio, where we come together from time to time to build relationships and connect with each other in real life. Once a year, the entire company gathers for “BranchFest”, a highlight of the year for many Branchers.

About the role

At Branch, we’re redefining the way people experience insurance, delivering affordable, innovative, and customer-centric products that put our members first. As VP, Head of Insurance Product & Underwriting, you will be responsible for shaping and leading our insurance product and underwriting strategy, ensuring strong governance, market expansion, and profitable growth while driving operational excellence.

Reporting directly to the President of the Branch Insurance Exchange, you will oversee a team of product and underwriting leaders, collaborating across Sales, Pricing, Claims, Data, and Finance to build market-leading insurance products and optimize risk management. Your leadership will ensure state-of-the-art underwriting capabilities, best-in-class product design, and a seamless, tech-driven customer experience.

As a strategic executive in our high-growth Insurtech environment, you will define and execute the underwriting risk appetite, enhance data-driven decision-making, and scale operations while maintaining regulatory compliance and competitive differentiation.

Key Responsibilities

• Set the strategic vision for Branch’s Personal Lines Product & Underwriting functions, ensuring alignment with company growth goals and profitability targets.

• Lead and develop high-performing teams, fostering a culture of innovation, accountability, and execution excellence.

• Own the P&L for the Personal Lines business, optimizing product mix, pricing strategies, and underwriting effectiveness to achieve sustainable growth.

• Leverage advanced analytics, AI, unique product capabilities, multi-channel distribution, and cutting edge, flexible technologies to iterate upon Branch's underwriting advantages to attract profitable members to Branch's membership.

• Optimize underwriting strategy by leveraging advanced data analytics, automation, and machine learning models to improve risk selection and operational efficiency.

• Establish industry-leading product innovation by continuously evolving coverage offerings, responding to market trends, and ensuring products remain competitive and compliant.

• Enhance underwriting governance and risk controls to ensure Branch maintains a balanced, scalable, and sustainable book of business.

• Collaborate cross-functionally with Pricing, Data Science, Claims, Sales, and Engineering to integrate underwriting technology that supports fast, frictionless customer experiences.

• Drive regulatory strategy and oversee compliance with state insurance departments to maintain operational agility in a highly regulated industry.

• Represent Branch as a thought leader in the insurance industry by engaging with regulators, industry groups, and partners to shape the future of digital underwriting and product design.

• Model executive leadership within the organization as a key member of the Leadership Council, contributing to company-wide strategic initiatives and decision-making.

Skills, Knowledge, and Expertise

• 15+ years of leadership experience in Personal Lines insurance, with a strong background in product development, underwriting, and risk management.

• Deep technical knowledge of P&C insurance underwriting (Personal Auto & Home) and experience scaling product and underwriting teams in a high-growth environment.

• Strong P&L management experience with a track record of delivering profitable growth, underwriting discipline, and operational efficiency.

• Strategic and analytical mindset, with the ability to break down complex problems, synthesize insights, and drive rapid decision-making.

• Expertise in advanced analytics, predictive modeling, and leveraging data-driven underwriting strategies.

• Exceptional leadership and team development skills, with a passion for mentoring and scaling high-performing teams.

• Experience working in an Insurtech, digital-first insurance carrier, or fast-moving startup is a strong plus.

• Strong regulatory knowledge and experience working directly with state insurance regulators and DOI filings.

• Effective communicator, influencer, and executive presence with experience working closely with C-Suite, investors, and external stakeholders.

• Ability to thrive in a dynamic, high-growth, and innovative environment with a strong bias for action and results.

Why join us at Branch?

We’re all about getting back to getting each other’s back—that means Branchers, too. So we provide benefits that let you work and live to your fullest.

• Above-market salary—Branch is a data-driven company, so we do the math on salaries, too. If you get an offer from Branch, you can expect compensation that hits above the mark.

• Pay equity and transparency—Our pay isn’t just above market, it’s equitable. We let experience and performance drive your success, never your gender, race, orientation, or beliefs.

• Remote-first (with perks)—Work from where you’re most comfortable. We’ll take care of your work from home set-up and monthly internet. We also have a Columbus headquarters.

• Flexible YouTime—We don’t just let you control your own time off. We actually encourage you to use it. After your first year at Branch, we’ll give you $1000 toward your next vacation.

• Employee stock options—You’re not just an employee. If you’re full-time, you’re also a part-owner. You’ll have stock options so you can invest in the company you’re helping to grow.

• Medical, vision, dental—Get all the coverage you need for a healthy, happy life.

• 401k and contribution matching—Invest in your future. Branch helps you get to retirement on time with a portion of your contributions matched each month.

What to expect

In light of recent hiring scams across the United States, here’s what the process will look like with Branch (so you know it’s us):

• Please apply to open positions directly through our site. If you don’t see it here, then it shouldn’t exist on another job board. If you’re ever unsure about the legitimacy of a Branch job posting found on another site, please check the listings here to verify.

• If you're selected to move onto the next phase of the hiring process, a member of our Branch talent team will reach out to you directly from the email domain @ourbranch.com to guide you through our process.

• The process will include a number of interviews, which will all happen either over the phone or on video calls.

• We will never ask for personal payment or require you to purchase equipment during our interview process. Always be sure to protect your personal information.

Equal Employment Opportunity Employer

At Branch, we are deeply committed to community. Branch is an Equal Employment Opportunity

employer – All qualified applicants and/or employees will receive consideration for employment without regard to the individual’s age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law.